Terms of Service

Effective Date: 11/23/2025

Introduction

9ToThrive Coaching (“9ToThrive,” “we,” “us,” or “our”) provides coaching programs, digital products, online communities, courses, websites, and related services (“Services”). By accessing or using our Services, you agree to these Terms of Service (“Terms”), which form a binding legal agreement between you and 9ToThrive Coaching. If you are using our Services on behalf of a company or another legal entity, you represent that you have the authority to bind that entity, and the terms “you” and “your” apply to that entity.

Acceptance of Terms

By accessing or using our Services—including browsing our website, registering for a program, joining our community, or purchasing a product—you agree to these Terms, our Privacy Policy, and any other policies we publish. These may be updated periodically, and continued use of the Services means you accept the updated versions.

By using our Services, you also agree to receive marketing communications from 9ToThrive Coaching. You may unsubscribe at any time using the link included in our emails or by contacting us directly.

1. Use of the Services

To use our Services, you must be at least 18 years old. By using the Services, you confirm that you are legally able to agree to these Terms and are not barred from using the Services under any applicable laws.

To access certain features, you may be required to create an account. You agree to provide accurate information and keep your details up-to-date. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

You agree not to misuse the Services. This includes attempting to disrupt or harm our systems, sending unsolicited communications, attempting unauthorized access to the platform, or using automated systems (such as bots or scrapers) to copy or interact with the Services. You also agree not to upload material that is harmful, defamatory, illegal, or in violation of the rights of others.

2. Intellectual Property

Service Ownership: The Services are owned and operated by 9ToThrive Coaching. The visual interfaces, graphics, design, compilation, information, data, computer code, products, software, services, and all other elements of the Services provided by 9ToThrive Coaching are protected by intellectual property and other laws. All materials contained in the Services are the property of 9ToThrive Coaching or our third-party licensors. Except as expressly authorised by9ToThrive Coaching, you may not make use of the materials. 9ToThrive Coaching reserves all rights to the materials not granted expressly in these Terms.

User Content: Our Services may allow you to create, upload, or share content such as messages, text, photos, videos, documents, or other materials (“User Content”). You retain ownership of whatever you upload. By submitting User Content through the Services, you grant us a limited licence to store, display, and use that content as necessary to operate, improve, or provide the Services. Aside from this licence, all rights to your content remain yours.

3. Service Availability and Changes

We may modify, update, or discontinue any part of the Services at any time. While we aim for smooth operation, we are not liable if the Services are inaccessible or changed.

4. Fees and Payment

Some parts of the Services require payment. By purchasing or subscribing, you agree to the posted pricing and terms. We may update our fees or add new paid features, and such changes may take effect upon renewal of your subscription or at purchase of new services. All payments must be made using a valid payment method, and you authorize us to charge that method for any recurring fees.

5. Confidentiality

Both parties agree to keep confidential any non-public information shared during the course of using or delivering the Services, including business information, internal documents, or proprietary materials. Confidential information may only be used as needed to fulfill this Agreement.

6. Disclaimer of Warranties

The Services are provided “as is” and “as available.” While we strive to offer high-quality content and tools, we do not guarantee the accuracy, completeness, or availability of the Services. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the maximum extent permitted by law, 9ToThrive Coaching is not liable for indirect, incidental, or consequential damages, including loss of profits, revenue, data, or business opportunities. Our total liability for any claim will not exceed the amount you paid for Services in the twelve months prior to the claim. These limitations apply even if a remedy fails its essential purpose.

8. Termination and Suspension

You may stop using the Services at any time by managing your account settings or contacting us. We may suspend or terminate your access if you violate these Terms or if payment obligations are not met. Upon termination, access to the Services ends immediately, stored data may be deleted, and prepaid fees are not refundable. Certain obligations—such as confidentiality and payment of outstanding amounts—will survive termination.

9. Indemnification

You agree to indemnify and hold harmless 9ToThrive Coaching, its owners, staff, contractors, and affiliates from any claims, damages, liabilities, losses, or expenses arising from your use of the Services, your violation of these Terms, or any content you submit through the Services.

10. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles. Any disputes will be resolved in the state or federal courts located in Minnesota, and you consent to their jurisdiction.

11. Dispute Resolution

We may update or modify these Terms at any time. When we make changes, we will update the effective date. Continued use of the Services after changes means you accept the revised Terms.

10. Governing Law11. Dispute Resolution11. Modifications

Before filing any formal claim, you agree to attempt to resolve the issue informally by contacting us. If the dispute is not resolved within 30 days, either party may pursue a formal legal process.

2. CONTACT INFORMATION

1.1 Collection of Personal Information

For questions or concerns regarding this Privacy Policy, please contact us at:

9ToThrive Coaching

10149 Bridgewater Ct

Woodbury, Minnesota 55129

Email: [email protected]

Copyright © 9ToThrive Coaching 2025. All Rights Reserved.

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We make no guarantees about your ability to achieve results or earn money with our ideas, information, tools, or strategies. All products and services offered by us are for educational and informational purposes only. Your success depends on multiple factors such as your own skill, resources, and effort. Any testimonials, examples, or illustrations we share are not intended to guarantee that you will achieve similar results. We do not provide financial, legal, or other professional advice. You should consult your professional advisors before making any financial or business decisions. Use caution when implementing any strategies or information provided, and understand that you alone are responsible for any actions and outcomes resulting from your participation or purchase.